Design Highlights
- iSure’s Excess Layer PI facility offers €6.5 million capacity, providing a competitive edge in a market with limited capacity options.
- The facility targets solicitors with tailored policies, addressing unique professional risks amid a softening market.
- A flexible underwriting approach and per-million pricing structure facilitate quick decision-making, enhancing responsiveness in a challenging environment.
- Rokstone’s ATOMX platform streamlines underwriting processes, enabling faster data processing and risk assessment for timely placements.
- iSure’s strategic positioning aims to fill gaps in coverage, doubling Gross Written Premium and expanding its broker distribution despite market conditions.
On February 19, 2026, iSure made waves in the insurance world by launching a new Excess Layer Professional Indemnity facility. This wasn’t just another ho-hum product launch; this was a serious move. With a whopping capacity of €6.5 million, backed by an A-rated Lloyd’s, iSure’s facility is set to shake things up. The ability to write higher limits across a wide range of professional and financial risks? That’s a game changer. They’ve just taken a big step forward from their primary layer deal with Great American International Insurance. A+ ratings and all that jazz.
The facility is especially aimed at solicitors, covering law firms with fee incomes up to EUR 10 million. Yes, you read that right. They’re offering indemnity limits that reach up to €5 million. Layers attach from €1.5 million onwards, meaning no firm is left out in the cold. Custom policy wording? Check. They’ve crafted policies that actually speak to the unique challenges of solicitors’ practices. It’s about time someone did.
iSure’s new facility targets solicitors, offering tailored indemnity limits of up to €5 million for law firms with fee incomes up to €10 million.
In a market that’s softening like an overcooked spaghetti noodle, iSure’s timing couldn’t be better. Pricing changes are rampant, and carriers are tightening their belts. But guess what? iSure’s facility is here to deliver options and responsiveness when the market feels like a desert. The competition has limited capacity to $5 million to $10 million per layer, and here comes iSure, waving a €6.5 million flag. Talk about bold!
Their underwriting approach is invigoratingly flexible. They don’t play by the usual rigid rules. Instead, they use a per-million pricing structure that allows for quick decisions. No one likes to wait around, and iSure seems to understand that. They promise clarity and straight answers. Sounds nice, right?
But the real kicker? Their tech infrastructure. Rokstone’s ATOMX platform is like a turbocharger for underwriting. It provides seamless data ingestion and risk assessment, allowing for rapid placements. This is not just a fancy toy; it’s a tool for serious business. Faster, more responsive handling means quicker resolutions. That’s what brokers need.
iSure doubled its Gross Written Premium (GWP) last year and expanded broker distribution. They’re not just playing it safe; they’re diversifying their portfolio. In a softening market, that’s either gutsy or genius. Either way, it’s definitely a bold move. For businesses navigating these changing conditions, comprehensive policies remain crucial to avoid unexpected gaps in protection. The challenge is on, and the insurance world is watching. With significant expansion in broker distribution noted, they are clearly positioning themselves for sustained growth, and this launch aligns perfectly with the December renewal deadline for swift implementation.
