Design Highlights
- UnitedHealthcare’s AARP Medicare Advantage Plan 2 leads the rankings with strong member satisfaction and robust coverage options.
- Blue Cross Blue Shield’s Blue Medicare Advantage Classic stands out with a high 4.5-star rating and solid enrollment growth.
- Humana Gold Plus is gaining popularity, offering competitive benefits and multiple $0 premium PPO plans.
- SCAN Health Plan features $0 monthly premiums while maintaining a 4.5-star rating, catering to budget-conscious members.
- Quality ratings, ranging from 3.5 to 4.5 stars, are crucial for evaluating overall member experience and satisfaction in plan selection.
What makes Arizona’s Medicare Advantage Plans for 2026 stand out? Well, let’s get right to it. The state has seen some shake-ups in the Medicare Advantage scene, and it’s not just a bunch of old folks sitting around comparing bingo scores. UnitedHealthcare‘s AARP Medicare Advantage Plan 2 (H0609-027) is leading the pack, but it’s not alone. Humana Gold Plus (H0028-074) is also making waves, and Cigna HealthSpring Alliance Medicare (H0354-028) isn’t trailing far behind. Blue Cross Blue Shield? Yeah, they’re in the mix too, with their Blue Medicare Advantage Classic (H0302-006) showing solid enrollment growth.
And let’s talk quality. All four of these plans hit a 3.5-star rating or higher. Star Ratings may sound like something you’d see at a movie premiere, but they actually reflect member satisfaction and the quality of services. Blue Cross Blue Shield of Arizona even upped their game, boosting their rating from 3.5 to a whopping 4.5. If that’s not a comeback story, what is?
All four standout plans boast 3.5 stars or higher, with Blue Cross Blue Shield soaring to 4.5—now that’s a quality comeback!
Now, here’s where it gets interesting. Arizona offers a buffet of 133 Medicare Advantage plans in 2026, down from 149 in 2025. Talk about trimming the fat! With options like HMO, PPO, and even some regional plans, there’s something for everyone. In fact, over 796,500 people in Arizona are enrolled in Medicare Advantage plans as of February 1, 2026, which is part of the over 1.5 million people currently enrolled in Medicare in the state.
SCAN Health Plan is leading the HMO charge with a stellar 4.5-star rating—oh, and did we mention $0 monthly premiums? That’s right, you can get coverage without shelling out a dime.
On the affordability front, the average monthly premium dropped to $4.82. Yes, you read that right—a bargain compared to last year’s $7.23. You can find $0-premium plans throughout the state, and Humana is taking the cake in the PPO market with seven plans at no cost. Meanwhile, Aetna is offering some budget-friendly options too.
But wait, there’s more! Out-of-pocket costs can vary widely, with maximums ranging from $2,000 to almost $9,000. It’s like a game of financial roulette. And while Blue Cross Blue Shield is throwing in extras like dental and vision coverage, other providers are catching up with their own enhanced benefits. Much like pet insurance, most Medicare Advantage plans also exclude pre-existing conditions from certain coverage provisions, so reviewing plan details carefully before enrolling is essential.
