Design Highlights
- The free education series at McIntosh Library aims to clarify Medicare complexities and prevent costly mistakes.
- Sessions are led by Katie Skolos, an Elder Benefit Specialist and SHIP-Certified Counselor.
- Topics include Medicare parts, enrollment periods, late penalties, and local insurance options.
- Interactive tools like Medicare Planfinder will be covered to aid in decision-making.
- Open to the public, these sessions provide essential information at no charge.
Maneuvering through Medicare can feel like deciphering a secret code—frustrating and confusing. For many, the complexities of Medicare can lead to costly mistakes, and that’s where the McIntosh Memorial Library in Viroqua steps in. They are partnering with the Vernon County Aging and Disability Resource Center to offer a four-part education series that aims to clear the fog.
These sessions, presented by Katie Skolos, an Elder Benefit Specialist and SHIP-Certified Counselor (Advanced Level), are free and open to the public. That’s right—no charge for potentially life-saving information. Who doesn’t love free?
The first session, titled “Medicare Mysteries Explained,” kicks off on May 12, 2026, from 10 to 11 a.m. Here, attendees will plunge into the nitty-gritty of Medicare Parts A, B, C, and D. You know, the stuff nobody really explains.
Enrollment timing? Check. Costs like premiums, co-pays, and deductibles? Double-check. It’s all there. Skolos will also tackle those pesky coverage gaps and clarify the difference between Medigap and Medicare Advantage—a distinction that can make or break your healthcare experience.
Fast forward to June 9, and the second session will unpack the intricacies of “Enrollment Periods, Deadlines & Late Enrollment Penalties.” Yes, there are penalties. Yes, they can be steep. This session prepares folks for the Annual Election Period, which runs from October 15 to December 7. Understanding these deadlines is crucial to avoid missing out on necessary coverage.
Miss that window? Good luck explaining that to your wallet.
On July 14, the focus shifts to “Medicare Insurance in Vernon County.” This isn’t just theory; it’s local. Skolos will provide a rundown of available Medicare plans right in the community. Local options will help attendees make informed decisions based on their specific needs. Because what’s the point of knowing about Medicare if you can’t make informed decisions about it where you live? For those who may not qualify for Medicare, it’s worth knowing that health insurance plans are also available through the Marketplace, where financial assistance through subsidies may be available based on income.
Finally, on August 11, participants will learn about the “Annual Notice of Change & Using Medicare Planfinder.” This isn’t just a boring lecture. Expect live examples that help demystify the tools available for evaluating plans.
Katie Skolos is the real deal—providing unbiased advice to help navigate these murky waters. With this series, McIntosh Memorial Library aims to prevent costly coverage issues and financial penalties.








